Pick it if
The short version
W
Wise
Lowest cost when you're paid by bank transfer
Rough cost on $1,000
$0$4–$12$40
P
Payoneer
Widest country coverage and platform payouts
Rough cost on $1,000
$0$10–$30$40
S
Stripe
Platforms that pay workers through Stripe
Rough cost on $1,000
$0$0–$15$40
R
Revolut
Workers living in Europe, the UK or other supported countries
Rough cost on $1,000
$0$0–$15$40
Details
Side by side
W
Wise
- Best for
- Lowest cost when you're paid by bank transfer
- Receiving
- Free for most local transfers; small flat fee for USD wires
- Converting
- Real exchange rate + visible fee (often under 1%)
- Account details
- USD, EUR, GBP, AUD, CAD and more
- Countries
- Many countries, but not all; check your country
- Card
- Debit card in many (not all) countries
- Who pays into it
- Direct deposit, Deel, Remote, Ethos, Rex.zone
Low fees5/5
Countries supported3/5
Easy to set up4/5
Spending & cash out4/5
Our rough guide (1–5), not a precise measurement.
P
Payoneer
- Best for
- Widest country coverage and platform payouts
- Receiving
- Free from other Payoneer users and platforms; up to ~1% via receiving accounts
- Converting
- Up to ~2% above the mid-market rate on withdrawal
- Account details
- USD, EUR, GBP and several more
- Countries
- Close to every country outside sanctioned places
- Card
- Prepaid card (yearly fee)
- Who pays into it
- Upwork, Fiverr, Rex.zone and many AI platforms
Low fees2/5
Countries supported5/5
Easy to set up4/5
Spending & cash out4/5
Our rough guide (1–5), not a precise measurement.
S
Stripe
- Best for
- Platforms that pay workers through Stripe
- Receiving
- Usually free to you; the platform pays Stripe
- Converting
- A conversion fee may apply if your bank uses another currency
- Account details
- None; pays straight to your local bank
- Countries
- Limited list of supported countries
- Card
- No card
- Who pays into it
- Rex.zone and many marketplaces
Low fees4/5
Countries supported2/5
Easy to set up5/5
Spending & cash out2/5
Our rough guide (1–5), not a precise measurement.
R
Revolut
- Best for
- Workers living in Europe, the UK or other supported countries
- Receiving
- Free local transfers; international wires may cost
- Converting
- Free up to a plan limit on weekdays, then a fee; extra markup on weekends
- Account details
- Local IBAN/account; other currencies vary
- Countries
- Residents of supported countries only
- Card
- Debit card included
- Who pays into it
- Direct deposit, Wise transfers, most bank payouts
Low fees4/5
Countries supported2/5
Easy to set up5/5
Spending & cash out5/5
Our rough guide (1–5), not a precise measurement.
Fees change often and depend on your country and plan. Treat these as rough guides and check the provider's own fee page before you sign up.